Financing Options

Making improvements to your home shouldn’t have to wait for the perfect moment. Whether you’re ready to remodel now and pay over time, or you’d rather save upfront, we’ve built financing options that work for your budget and your timeline.

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Multi-level wooden deck with railings and stairs attached to a home.

Two Ways to Make Your Project More Affordable

No one wants a home improvement project to strain the budget. That's why we offer two simple ways to save. Finance your project with **12 months of no payments and no interest**, so you can spread out the cost with no extra fees.

Prefer to pay upfront? Pay by cash or check and receive an **automatic 10% discount** on your total project cost. No matter which option you choose, we'll explain everything upfront so there are no surprises.

Explore Your Financing Options

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No Payments, No Interest for 12 Months

Start Your Project Today, Pay Over Time

Big home improvements are an investment, and we want to make that investment easier to manage. Qualified customers can finance their project with no payments due and no interest charged for a full 12 months. That means your roofing, remodeling, or addition project can start now while you spread the cost out on your own schedule. Ask your project consultant for full terms and eligibility when you request your quote.

10% Off for Cash or Check

Pay Upfront and Save

If you’d rather pay in full, we make it worth your while. Customers who pay by cash or check receive 10% off their total project cost, no financing paperwork required. It’s a simple way to save on everything from a bathroom remodel to a brand new deck.

Accessible shower with marble-patterned walls, rainfall showerhead, metal grab bars, built-in wooden bench, and handheld shower attachment above a white, perforated floor.

What Our Customers Are Saying

Rated 5 out of 5
My family had a great experience with River Divide! Our original deck was beginning to fall apart, and we wanted to make sure it was done right this time. They were easy to work with in getting a plan in place, and their crew did a great job. They tore down the old deck on Monday and were done with the project on Friday. We’re thrilled with the results! Our deck is now much safer for our kids and pets than it was previously. We would recommend them to anyone needing quality work done.
Craig L.
Rated 5 out of 5
I recently had my bathroom completely remodeled by Craig and Gene. They did an excellent job! They provided a lot of insight on several things about the remodel that I had no idea were even involved and helped me make decisions that not only saved me money but provided the best ROI. I live alone with pets and they were great about being on time and causing as little disruption as possible while I was away at work. Professional, honest, and damn good at what they do!
Jack L.